Category: Retirement Readiness
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The 4% Rule in 2025: Does It Still Work?
Should You Still Follow the 4% Rule in 2025? The 4% rule has been the standard for decades: withdraw 4% from your retirement portfolio each year and, with proper asset allocation, your funds should last 30 years. But with higher lifespans, market volatility, and lower bond yields, is it still safe in 2025? THE 4%…
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Inflation’s Silent Attack: How 92% of Retirees Fear Running Out of Money
The Enemy Nobody Talks About: Inflation in Retirement It’s not market crashes. It’s not bad financial decisions. The biggest threat to retirement security, according to a 2025 Schroders study, is something far more insidious: inflation. A staggering 92% of retirees worry about inflation eroding their purchasing power, and their concern is justified. While most people…
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Retirement Readiness CRISIS: America Scores 45.8/100
America Gets a Failing Grade on Retirement Readiness If retirement readiness were a school exam, America would be failing. The National Retirement Readiness Index scored America’s retirement preparedness at just 45.8 out of 100, placing the nation in the “moderate risk” category. But let’s be honest—”moderate risk” is a polite way of saying “most Americans…
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